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Fine Is a Lie

Terms of Service

Last updated: April 20, 2026

1. Acceptance of Terms

By creating an account or purchasing access to Fine Is a Lie, you agree to these Terms of Service. If you do not agree, please do not use our platform.

2. Age Verification

By creating an account or purchasing access to Fine Is a Lie, you represent that you are at least 18 years old. If we become aware that a user is under 18, we will terminate their account and delete their data.

3. Account Terms

  • You are responsible for maintaining the security of your account credentials.
  • You may not share your account or allow others to access the course content through your account.
  • You must provide accurate information when creating your account.
  • You are responsible for all activity that occurs under your account.
  • When you purchase access without an existing account, we automatically create an account using the email address you provide during checkout. You are responsible for setting a password and maintaining the security of your account.

4. Payment & Pricing

  • Fine Is a Lie is available as a one-time purchase of $197 (full payment) or a two-payment plan of 2 x $109 ($218 total). Everything is included regardless of payment option.
  • The two-payment plan is processed as two scheduled charges via Stripe. Your bank or card statement may show this as a recurring or subscription charge. The second charge processes automatically approximately 30 days after your first payment. After the second charge, billing stops completely — no further charges will occur.
  • If your second payment fails, we will notify you by email with a link to update your payment method. Your access continues during this period. If payment is not resolved within 14 days, access may be suspended until payment is updated.
  • All payments are processed securely through Stripe.
  • All prices are listed in US Dollars (USD) and are the final amount charged. Your bank or card issuer may display an approximate amount in your local currency at checkout; the actual charge is in USD and your card issuer may apply a currency conversion fee. Prices may change for future purchases. Any price changes will not affect existing purchases.
  • Tax treatment. 360 Maker (trading as Fine Is a Lie) is an Australian sole trader under the A$75,000 Goods and Services Tax (GST) registration threshold and is not registered for Australian GST. We are also not registered for VAT, sales tax, or equivalent consumption taxes in any other jurisdiction. No GST, VAT, or sales tax is included in the price or collected at checkout. Customers in jurisdictions that impose such taxes on digital purchases remain responsible for any personal tax obligations in their own country.
  • Founder Pricing: Customers who purchase Fine Is a Lie at the founder price receive permanent access at that price for this product. If we release a major new version (v2 or later), Founders will receive preferential upgrade pricing at no less than 50% off the then-current price. Founder pricing is tied to your account and is non-transferable.
  • You receive lifetime access to the full program. “Lifetime access” means access to the Course continues for as long as Fine Is a Lie is operated as a commercial service. If we discontinue the service, we will provide at least 90 days' notice and make all course content available for download in a standard format.

5. Refund Policy

60-Day Money Back Guarantee. Finish all 30 days. If you complete the program and don't think it was worth your money, email us within 60 days of purchase. We'll process a full refund to your original payment method within 7 business days. No forms. No hoops. No guilt trip. See our Refund Policy for full details.

Clinical-concern safety valve. If after purchase you realise the program isn't what you need right now, or a clinician tells you to pause or prioritise professional care, contact us for a refund regardless of how far into the 30 days you are. We don't ask questions in that situation. This is additive to the 60-Day Money Back Guarantee above. It does not replace it.

6. Acceptable Use

You agree not to:

  • Copy, redistribute, or resell any course content.
  • Use automated tools to scrape or download course materials.
  • Attempt to circumvent access controls or security measures.
  • Use the platform for any illegal or unauthorized purpose.
  • Harass other users or submit harmful content through journal entries or other user-generated content features.
  • Upload content that is illegal, harmful, threatening, abusive, defamatory, or otherwise objectionable through any file upload or content submission feature.
  • Upload malware, viruses, or any other malicious code through file upload features.

7. Intellectual Property

All course content, including video lessons, exercises, text, graphics, and software, is the intellectual property of Fine Is a Lie. Your purchase grants you a personal, non-transferable license to access and use the content for your own self-development purposes.

Certain exercises and methodologies within the Course are inspired by or adapted from third-party frameworks. Attribution is provided within individual exercises. All third-party trademarks remain the property of their respective owners.

8. User Content

Content you create within the platform (journal entries, exercise responses) remains yours. We do not claim ownership of your personal content. However, you grant us permission to store and process this content as necessary to provide the service.

9. Virtual Goods

XP points, badges, streaks, and other gamification elements within Fine Is a Lie have no monetary value and cannot be transferred, sold, or exchanged. These elements are provided solely to enhance your learning experience and may be modified or removed at our discretion.

10. Warranty Disclaimer

The service is provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.

Australian Consumer Law: Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred on you by the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) or any other applicable consumer protection law that cannot be excluded, restricted, or modified by agreement.

11. Limitation of Liability

Fine Is a Lie is a personal development program created from personal experience and independent research, not from clinical training. The creator is not a licensed therapist, psychologist, or medical professional. We do not guarantee specific results. The content is not a substitute for professional medical, psychological, or financial advice. To the maximum extent permitted by applicable law, our total liability to you for all claims arising from or relating to your use of the service is limited to the amount you paid for the service.

12. Indemnification

You agree to indemnify, defend, and hold harmless Fine Is a Lie, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

We reserve the right to suspend or terminate accounts that violate these terms. Where practicable, we will provide you with reasonable notice and an explanation of the reason for termination.

  • By you: You may delete your account at any time through your account settings or by contacting support.
  • By us: We may terminate your account for breach of these Terms. We will endeavour to provide at least 14 days' notice except in cases of serious misconduct.
  • Refund on unjust termination: If we terminate your account without cause, you will be entitled to a pro-rata refund based on your usage.
  • Appeal: If you believe your account was terminated in error, you may appeal by contacting us at support@fineisalie.com within 30 days of termination.

14. Governing Law

These Terms are governed by the laws of Queensland, Australia. Any references to legislation include any amendments, re-enactments, or successor legislation.

15. Dispute Resolution

Any dispute arising out of or in connection with these Terms shall first be submitted to mediation in good faith. If mediation fails to resolve the dispute within 30 days, disputes shall be resolved in the courts of Queensland, Australia. Nothing in this clause limits your right to bring proceedings in any court of competent jurisdiction under applicable consumer protection laws.

16. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms where such failure or delay results from events beyond our reasonable control, including but not limited to natural disasters, pandemics, acts of government, internet outages, power failures, or third-party service disruptions.

17. Changes to Terms

We may update these terms from time to time. For material changes, we will provide at least 30 days' notice via email to your registered email address. If you do not agree to the updated terms, you may terminate your account before the changes take effect. Continued use of the platform after the effective date of any changes constitutes acceptance of the updated terms.

18. Accessibility

We are committed to making Fine Is a Lie accessible to all users. If you encounter any accessibility barriers while using our platform, please contact us at support@fineisalie.com and we will work to address the issue.

19. General Provisions

  • Severability: If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
  • Entire agreement: These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Fine Is a Lie regarding the use of our platform.
  • Assignment: We may assign or transfer our rights and obligations under these Terms without your consent. You may not assign or transfer your rights or obligations without our prior written consent.
  • Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
  • Notices: We may provide notices to you via email to your registered email address or by posting on the platform. Such notices shall be deemed received when sent by email or when posted on the platform.

20. Contact

For questions about these Terms of Service, contact us at support@fineisalie.com.

Business Name: 360 Maker | ABN: 44 137 669 949

21. Regional Availability

Fine Is a Lie is not currently available to visitors from the European Union, European Economic Area, Switzerland, or the United Kingdom. We use an edge-layer check to prevent access from these regions and do not collect, process, or retain personal data from EU/UK visitors. If you are an EU/UK resident and believe you have been served content in error, please contact support@fineisalie.com.